Freyr
Life’s work carried forward
You can change this at any time.
For investors
We take care of what matters.
Investing and estate planning to help carry what you've built forward.
  • late nights
  • early starts
  • leaky taps
  • tough calls
  • big decisions
  • small talks
  • highs
  • lows
  • sweat
  • tears
  • laughs

The industry sees portfolios. We see a life's work.

Wealth is more than money. Behind yours are early starts and hard decisions, and it deserves to be treated as more than a number on a statement.

We pair clear thinking with personal, human service: everything explained in plain English, and real people who take the time to answer your questions. Your investments are managed with that in mind, for today and for the people who come after you.

We make the complex effortless
Film reel spinning
Why we exist
We honour what you’ve spent a lifetime building.
Watch the film
2 min
What we do

Two ways you can invest with Freyr.

FREYR ESTATE PLANNING SERVICE
Inheritance Tax planning shouldn't mean giving something up.
Aim for growth and relief, together
Plan ahead and aim for growth at the same time, while keeping control of your money and access to it. Invest in secured lending to UK businesses and target a net return of 6.5% a year. After two years, the service also aims to qualify for Inheritance Tax relief.
Explore estate planning→
FREYR MODEL PORTFOLIO SERVICE
Keep more of your money working for you.
Spread widely. Managed closely.
Your money is spread across multiple funds and sectors, so no single investment has to do all the work. It's actively managed by our investment team, with clear, fair charges and long-term growth as the aim.
Explore model portfolios→
Before you decide

Some conversations are worth having sooner.

From April 2027, most unused pension funds will count towards the value of an estate for Inheritance Tax. Many families don't know this is coming, so there's good reason to start the conversation early.

The Briefing

Life's work, carried forward

Nick Maidment · 23 October 2026 · 5 min read

Read this piece Hear more on The Briefing
The Freyr team The Worthing office
About us

Why we started Freyr

"I've never liked compromise. To me, it's settling for less."

Meet Nick and Team
Further Reading

The detail, in one place.

Our document library: brochures, guides, factsheets and reporting for investors and advisers. Download what you need, read it online or share it in a click.

View the library
Investment CALCULATOR

Make more of what you’ve built.

See how your investment could grow over time and what that could mean for the future you’re building.
Calculate your investment
Illustration only, not advice. Capital is at risk and returns are not guaranteed. Business Relief isn’t guaranteed and depends on your circumstances and current tax rules.
Example illustration
Business Relief
Tax-free allowances
Still taxable
With Freyr After Inheritance Tax
If the investment qualifies for Business Relief, which requires it to be held for two years and still held at death, it may fall outside your estate for Inheritance Tax and pass to your family instead.
Independent reviews

Don't just take our word for it.

“AKG considers Freyr to be a purposefully developed regulated investment business with a clear strategic direction”
AKG -
“[Freyr is] free from the influence of a larger parent organisation or vertically integrated product manufacturer [which] potentially provides greater flexibility in proposition design, decision-making and strategic direction.”
AKG -
A hand held out of a moving car window
Beyond the investment

Who we work with.

Kinvault

Secure storage for important family documents. Extra support for our investors, around what we do and beyond.

Kinherit

Estate planning tools for advisers and their clients. Our investors can use their services at a partner rate.

Defaqto

Independent financial research and insight. Home of AKG.

AKG

Independent investment research and due diligence. AKG has independently reviewed Freyr and our business. The full report is available on request.

Risk warnings
  • Capital at risk. The value of your investment may go down as well as up, and you may not get back what you initially invested.
  • HMRC may change the tax rules and regulations.
  • Business Relief rates and thresholds are subject to change and may differ between the time of investment and the time of death.
  • Unlisted investments may be illiquid and difficult to sell. If sold, you may not receive the full value of the investment at the time of sale.
  • Business Relief is assessed on a case-by-case basis by HMRC, who have the final decision on whether an investment qualifies for Business Relief purposes.

Enter your email to view this

Tell us where to reach you and we'll take you straight to it. You'll only be asked once.

Freyr keeps your email address and what you opened so we can follow up with you. We won't share it.